North Orange County Credit Union, in partnership with CUNA Mutual Mortgage, offers you personalized service and a variety of home loans. Whether you're starting out as a first-time homebuyer or refinancing your current mortgage, our loan programs are the most convenient and economical way for you to reach your home financing goals.

Most people think they cannot afford a 15-year or 20-year fixed-rate mortgage. But how will you know if you don't compare the payment to a 30-year fixed-rate mortgage? If you find you can afford the higher payment, you will be saving thousands of dollars over the term of the loan with faster equity build-up.

The following Real Estate programs are available directly through NOCCU:

Refinance First Trust Deeds Second Trust Deeds Home Equity Lines of Credit

The following Real Estate programs are available through our partnership with CUNA Mutual Mortgage:

Purchases Pre-Approvals Available FHA & VA Loans CalPERS (California Public Employees' Retirement System) Loans CalSTRS (California State Teachers' Retirement System) Loans Jumbo Loans CHFA Loans Reverse Mortgages 1st-Time Buyer Program Specialist

Call our loan department today for more information on all of our real estate products.

For your convenience, an easily-printable version of A Consumer Home Inspection Kit is also available right here on the NOCCU website.

If you do not have Adobe Acrobat Reader, you may acquire a free copy from Adobe by clicking on the Adobe "Get Acrobat Reader" icon below. Please note that you will need to download and install Acrobat Reader from the Adobe website to the hard drive of your desktop PC.