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 north orange county credit union

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Dividend Rates as of January 1, 2012

(Rates subject to change at any time without notice)

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Type of Account

Minimum Daily

 Balance to

 Obtain APY

Dividend Rate Annual Percentage Yield (APY)
Regular Shares* $100 0.10% 0.10%
Youth Saver Shares* $5 0.10% 0.10%
Holiday Saver Account *  $100 0.10% 0.10%
Vacation Club* $100 0.10% 0.10%
Dividend Rate declared 12/29/11 for the Month Ending 1/31/12 
Dividend Checking*+

$1,000

0.05% 0.05%
Dividend Rate declared 12/29/11 for the Month Ending 1/31/12 

Variable Rate IRA*

Dividend Rate Effective 1/01/12

$100

0.30% 0.30%

Money Market Account*

Dividend Rate Effective  1/01/12

$2,500

0.20% 0.20%
Premium Money Market Acct** Dividend Rate Effective  1/01/12

$25,000

0.40% 0.40%
Term Share*** Certificates Minimum Balance Dividend Rate Annual Percentage 
Yield (APY)
3 months $2,500 0.25% 0.25%
6 months $2,500 0.35% 0.35%
12 months $1,000 0.45% 0.45%
18 thru 23 mos. $1,000 0.55% 0.55%
24 thru 35 mos. $1,000 0.65% 0.65%
36 thru 47 mos. $1,000 0.95% 0.95%
48 thru 59 mos. $1,000 1.24% 1.25%
60 months $1,000 1.49% 1.50%
IRA Term Share***   Certificates Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Trad'l   Roth   Educ.
12 months** $500 0.45% 0.45%
18 thru 23 mos. $500 0.55% 0.55%
24 thru 35 mos. $500 0.65% 0.65%
36 thru 47 mos. $500 0.95% 0.95%
48 thru 59 mos. $500 1.24% 1.25%
60 months $500 1.49% 1.50%

*Variable rate accounts, rates subject to change at any time.

**Additional deposits of a minimum of $100 may be made to this account.

***A penalty may be imposed for early withdrawal

+Fees could reduce the earnings on this account

For current & promotional rates, call our New Accounts Representative at (714) 871-8400

 

Full terms and conditions for North Orange County Credit Union's deposit accounts 

are described in the Terms & Conditions and Truth in Savings Disclosures. 


North Orange County Credit Union 

230 W. Wilshire Avenue, Fullerton, CA 92832

Mail: P.O. Box 4179, Fullerton, CA 92834

Office Hours:  9:30 a.m. - 5:30 p.m. Monday - Friday

         Online Privacy Policy     Telephone:   (714) 871-8400          

TellerPhone:  (714) 871-8655

 
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