Regular Share Accounts

north orange county credit union

» regular share and term share accounts

The greatest financial worry of most American families used to be "Will I have enough to live on after retirement?" Some public opinion polls, however, now indicate that this has changed. The new greatest area of financial concern is "How will I be able to afford a college education for my children?"

Whatever your concerns, NOCCU has a safe haven for your funds in its share and share certificate account programs. Your accounts are insured to $100,000 by the National Credit Union Administration. For details, take a look below.

Saving for your Future . . .

Short-term investments available at NOCCU

Postponing your investing career is second only to not investing at all on the list of investment sins. The earlier you start the better off you are. So how can you get going at NOCCU? Take a look:

Regular Share Savings Account: Often the first savings product members use, regular share accounts require a low $50 minimum balance to get started. They are flexible and easy to access. Dividends are earned on balances as low as $100.00.

Money Market Account: Money Market Savings Accounts are safe, flexible, and convenient. NOCCU's Money Market Savings Account requires a higher minimum balance than the Regular Share Account and earns a higher dividend rate. Unlike mutual funds and brokerage house money market accounts, your funds are federally-insured up to $100,000.00 by the National Credit Union Administration (NCUA).

Share Certificate: This account requires that funds deposited stay in the account for a specified term. These accounts earn higher dividend rates, but are less flexible since there is a loss of earnings penalty for early withdrawal. Dividend payments are made at regular intervals until the certificate matures, at which point you have access to the money you originally deposited plus the accumulated dividend payments. The dividend rates at NOCCU are very competitive, often higher than you'll find at other financial institutions.

Call today to get your savings working for you!

quick links:

»	Savings Calculator
»	Share Insurance

NOCCU has made available an online copy of a booklet titled "Your Insured Funds." The purpose of this booklet is to help you understand your share insurance protection.

Click here to view the document.

If you do not have Adobe Acrobat Reader, you may acquire a free copy from Adobe by clicking on the Adobe "Get Acrobat Reader" icon below. Please note that you will need to download and install Acrobat Reader from the Adobe website to the hard drive of your desktop PC.